Carmel Financial is one of the nations' leading secondary financing institutions. We specialize in approving credit for your customers that are turned down by primary lenders.
How does it work?
Once you’re a Carmel Financial merchant, simply fax your credit applications to us or enroll in COMS and enter them online. Our Credit Team will then review the documents and provide your customer with their approval amount.
There is no cost to become a Carmel Financial merchant. Simply complete our Auto Dealer Packet and fax the documents to us. It's that easy!
1-2-3 GO Program!
1 - Submit customer's credit information
2 - Customer selects their car
3 - Final documents are submitted
The benefits of using Carmel Financial as your secondary lender:
• Experience - we've been in business since 1967
• We specialize in secondary financing
• Secure online access to paper work, funding and account information
• Get fast decisions with Carmel's Online Merchant Services (COMS)
• Our program is simple and easy to use
• Carmel Financial undeniably leads the secondary financing industry
With 1-2-3 GO!, you can sell more cars by having a finance company that says YES! to customers that other lenders decline.
And the best part..there is absolutely no risk to you! That's right. Once the loan is closed, there's never a chargeback to you if the customer defaults on the loan. After loan closing, we're responsible for collecting and ensuring the customer fulfills their end of the deal.
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