Carmel financial is one of the nations' leading secondary financing institutions. We specialize in approving credit for your customers that are turned down by primary lenders.
How does it work?
Once you're a Carmel Financial merchant, simply fax your turned-down financing applications to our Credit Team, who will review the documents and offer a bid. If you accept the bid... and that's entirely up to you... you can complete the sale and send the original paperwork to us. We verify the contract with the applicant and send your money directly to you. Because the applicant will be considered a credit risk, we do not fund 100% of the contract amount, but a percentage based upon the applicant's credit history. But if our bid makes sense to you, you've got the sale. It's that simple!
There is no cost to become a Carmel Financial merchant. All you have to
do
is complete our Merchant Financing Packet and fax the documents to us.
It's that easy!
• Increase your bottom line
• Sell more products to more customers
• Increase your sales revenue
• Your sales staff receives more approvals
• SOME money is better than NO money
The benefits of using Carmel Financial as your secondary lender:
• We never turn down an application
• Experience – we've been in business since 1967
• Nearly 40 years helping merchants and their customers
• We specialize in secondary financing
• We offer secure online access to paper work, bid status, account information
• Get fast decisions with Carmel's Online Merchant Services (COMS)
• There's no fee to utilize our services
• Our program is simple and easy to use
• Carmel Financial is the undeniable leader in the secondary financing industry
Carmel Financial makes the whole process of secondary financing comfortable and equitable for you and your furniture customers. Let Carmel Financial be your resource for all your secondary lending. The only thing you have to lose is money. You never go broke by taking a profit. Period!
