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We make it possible
Carmel financial is one of the nations' leading secondary financing institutions. We specialize in approving credit for your customers that are turned down by primary lenders.

How does it work?
Once you’re a Carmel Financial merchant, simply fax your credit applications to us or enroll in COMS and enter them online. Our Credit Team will then review the documents and offer a bid. If you accept the bid... and that's entirely up to you... you can complete the sale and send the original paperwork to us. We verify the contract with the applicant and send your money directly to you. It's that simple!

There is no cost to become a Carmel Financial merchant. All you have to do
is complete our Merchant Financing Packet and fax the documents to us.
It's that easy!


Increase your bottom line
Sell more products to more customers
Increase your sales revenue
Your sales staff receives more approvals

The benefits of using Carmel Financial as your secondary lender:

We never turn down an application
Experience – we've been in business since 1967
Over 40 years helping merchants and their customers
We specialize in secondary financing
We offer secure online access to paper work, bid status, account information
Get fast decisions with Carmel's Online Merchant Services (COMS)
Our program is simple and easy to use
Carmel Financial is the undeniable leader in the secondary financing industry

Carmel Financial makes the whole process of secondary financing comfortable and equitable for you and your furniture customers. Let Carmel Financial be your resource for all your secondary lending. The only thing you have to lose is money. You never go broke by taking a profit. Period!

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Contact us:
Sales: 800.964.0672 | Credit Fax Line: 800.523.7408
Address: 101 East Carmel Drive, Carmel, Indiana 46032

© 2007 Carmel Financial–All rights reserved

 

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Brochure PDF

Free sales video
This short, informative presentation
explains the benefits of using a secondary lender and details how your rejected credit applications can add additional profit to your bottom line.

sales video

Forms
Once approved, an Account
Executive will contact you with your Carmel Financial Merchant Code and a Welcome Packet will be mailed to you.