Client Services
Carmel Financial Client Services manages third-party billings on a contract and fee service basis for organizations that carry installment or revolving receivables in house.
Because of mass economies of scale combined with state of the art technology, Carmel Financial can offer customers a much lower billing cost than they are now realizing.
• Billing Only Services
• Billing And Collection Services
• Credit Contract Underwriting
Accounts Receivable Billing Management
Need help managing your in-house accounts receivables? With our Client Service billing management services, you can increase your profits by eliminating the need for an internal operation. Even better, you no longer have to worry about hiring and training accounting or billing clerks and collectors. Client Services will take care of everything!
• Facilitation of revolving credit, installment loans, rule of 78 leases, non-interest bearing notes, commercial account memberships or any type of payment system you desire
• Advanced billing technology with state-of-the-art billing equipment
• Customized Statement design
• Payment processing lock box facilitation of payments
• Electronic funds transfer processing
Credit Contract Underwriting
Does your organization need the ability to do its own credit underwriting? Carmel Financial can integrate your credit underwriting standards into our credit management approval system. As an outsource provider for you, Carmel Financial can approve credit under your guidelines.
• Detailed credit reports with analyzed data
• Credit denial letters drafted and mailed
• Can report credit history under your merchant account to the credit bureau
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