As our logo states: “we make it possible”.
Since 1967, Carmel Financial has been servicing customers in the finance industry. At Carmel Financial, our financing programs are designed to approve the applications your primary lender turns down.
We understand that not everyone has "perfect" credit.
We finance applicants that have had a prior bankruptcy, have sporadic pay history, or even retired.
Some of the industries we finance are:
• Water Treatment and Reverse Osmosis units
• Exterior Home Improvement
• HVAC
• Pools and Spas
• Furniture
• Tanning Beds
• Educational School Training
7 steps to additional profits
Generating additional profits from your turned down credit applications is simple with our 7 Step Program.
1. Your credit application is turned down from your primary lender.
2. Fax the application to our Credit Department at (800) 523-7408.
3. Within hours, you will receive a faxed Bid Sheet.
4. If the Bid Sheet is acceptable, go ahead and install or deliver your product.
5. Mail the original paperwork to us.
6. Our Verification Department will verify the sale with the applicant.
7. After verification is complete, your funds will be sent to you.
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